![]() LabCorp and Quest definitely do have collections.ĭon't listen to the person above. If they do not have collections, they will likely settle for whatever you offer. I would either confirm that the lab does not have a collection agency, or call and tell them you can’t afford the bill, and offer a much lower amount. If he’s wrong, you’re the one who is on the line. ![]() However, please remember that it is not the doctor who is at risk here, but you. If a doctor ever tells you to ignore a bill, this is probably what is happening. If you ever get three bills all at once, this is what’s happening. However, if the lab does not have a collection agency, there is literally no way for them to send it to collections. Labs are legally required to “attempt” to collect the amount of the bill three times before they either drop it or send it to collections. What I am about to tell you is something I would never tell patients of my practice outright, and your doctor shouldn’t be telling you, either. I manage a medical practice, and part of my job is helping patients with their bills. TL DR: my pediatrician sent labs out of network and told us we can just ignore the $3,000 bill and it will bad dropped after three months attempts to collect. I’ll be switching pediatricians, but is this possible? Is it a good idea to listen to them? And do I have any recourse? I have worked really hard to rebuild my credit and while we can afford to just pay it off from our savings account, this seems really unfair and possibly illegal since we weren’t even told they were going out of network. I told them I have called the lab multiple times and never heard about this, so I’d like it in writing, but never heard back. They straight up told me to ignore the bills. The pediatrician told me that most insurance except BCBS and one other I can’t remember will cover the tests, so they have an agreement with Acutis that after three months of attempts to collect they will just drop the bill for patients with that insurance. RSV is extremely common in babies, so I have to imagine in-Network options were available but I haven’t called Quest or Labcorp to ask. I also called my pediatrician to ask why the tests were sent out of network. We called insurance again and again they said it was processed correctly but we could file a written appeal, which I haven’t done yet. I called the lab again and they said to call my insurance and tell them we have a legal right to have the tests processed as emergency out of network pathology. They said it was processed correctly, but to call the lab again. I called my insurance to see if they could reprocess it or otherwise help. I first called the lab to see if they would reduce the bill. The first was $743 because it was done in 2019 and we had met our deductible (I guess? I don’t really understand insurance sometimes). I started receiving bills for both incidents from a lab called Acutis. (She tested positive for RSV and had to be hospitalized for the night, but is fine now). In February she developed congestion again and they ran the same panel. I had my daughter in November and in December she developed a bit of congestion, so the doctor ran a viral panel. Our in-network labs are Quest and LabCop, so pretty standard. I live in NYS and our health insurance is Independence Blue Cross of Pennsylvania (BCBS). I’m fairly confused by the situation at this point, so if you need any additional information please ask and I’ll do my best to answer. I’m not sure where it belongs, but I think both subs can help me. Hi all, this is an x-post from r/legaladvice. Here, please treat others with respect, stay on-topic, and avoid self-promotion.Īlways do your own research before acting on any information or advice that you read on Reddit. Get your financial house in order, learn how to better manage your money, and invest for your future. Banking Megathread: FDIC, NCUA, and your cash.Private communication is not safe on Reddit. Scam alert: Ignore any private messages or chat requests.
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